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On January 22, 2026, the FDIC Board approved a final rule amending its official sign and advertising requirements. The updates reflect how customers interact with financial institutions today. Digital banking, mobile applications, and evolving marketing practices prompted the agency to clarify how insured status must be communicated across platforms. For financ

Beginning March 1, 2026, certain residential real estate transactions will carry a new federal reporting requirement. The Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Treasury, has finalized its Residential Real Estate Reporting Rule, which targets specific non-financed transfers involving legal entities and trusts. For closing agents, se

As financial crimes grow more sophisticated, financial institutions are entering 2026 under heightened scrutiny around Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) compliance. Examiners expect stronger oversight, reliable data, and a clearly defined risk-based approach to identifying unusual activity. For many financial institutions, th