AI, Data & Digital Transformation: Turning Strategy into Measurable Impact
Artificial intelligence, data strategy, and digital transformation remain top priorities for financial institutions. While many organizations have already invested heavily in technology, the conversation is shifting. The focus is no longer on broad transformation efforts, but on how effectively those investments deliver meaningful results. As institutions
Understanding GASB 103: A Conversation with Mindy Piatz on MD&A Changes
Government financial reporting continues to evolve, and GASB Statement No. 103 introduces meaningful changes to how Management’s Discussion and Analysis (MD&A) is prepared. To help break down what this means in practice, we spoke with Mindy Piatz, Principal at Brady Martz, about what governments should expect and how they can prepare. Q: What is GASB
Risk Assessment in Business Transformation: Identifying and Managing Threats
Business transformation is often framed around growth, efficiency, or innovation. Yet behind every transformation initiative sits a less visible factor that can determine success or failure: risk. Whether an organization is implementing new systems, entering new markets, or reshaping its operating model, the ability to identify and manage threats early can prot
Transaction Structuring 101: Why Terms Matter on the Sell Side
When business owners approach a sale, the conversation often starts with valuation. What multiple can I achieve? What is my business worth? While price is important, experienced sellers quickly learn that transaction structure plays an equally significant role in determining how much value they ultimately realize. The terms of a deal influence risk, timing, tax
Working Capital Optimization: The Hidden Key to Business Success
Growth often gets the spotlight in strategic planning, yet many businesses find themselves constrained not by demand, but by cash. Revenue may be increasing, but if working capital is not managed with discipline, that growth can strain operations, limit flexibility, and reduce overall value. Working capital optimization is not simply a finance function. It is [
Business Valuation in 2026: Why Updated Assessments Matter for Growth
In 2026, business leaders are operating in an environment defined by shifting market conditions, evolving capital strategies, and increasing pressure to make precise decisions. Growth is no longer driven by scale alone. It is shaped by how effectively organizations allocate capital, manage risk, and execute strategy. An updated business valuation has become mor
Understanding the 2026 FinCEN Real Estate Reporting Rule and the Minnesota Disclosure Form
Beginning March 1, 2026, certain residential real estate transactions will carry a new federal reporting requirement. The Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Treasury, has finalized its Residential Real Estate Reporting Rule, which targets specific non-financed transfers involving legal entities and trusts. For closing agents, se
Strengthening Enterprise Value Before You Need It: A Q&A with Davis Van Roekel
For many business owners, enterprise value represents their largest financial asset. Yet it is often not clearly measured or intentionally aligned with long-term succession goals. While owners concentrate on revenue and daily operations, the overall value of the business can strengthen with focus or gradually decline without it. To explore how business owners c
Strategic Fit in M&A: Beyond the Numbers
Mergers and acquisitions decisions often begin with financial optimism. Teams study valuations, projected synergies, and cash-flow models to understand whether a deal makes sense. Yet many transactions that look strong in early analysis become far more complex once integration starts. In most cases, the difference comes down to strategic fit. How well businesse
Creating a Strategic Roadmap for Value Enhancement in 2026
Rising costs, persistent labor constraints, and evolving customer expectations are forcing business owners to rethink how value is created and protected. Many organizations are busy and growing, yet still find that results lag behind effort. As 2026 gets underway, the challenge is not a lack of ideas, it is a lack of structure that connects […]