The Importance of Fiduciary Responsibilities of a Plan Administrator
Retirement plans provide valuable benefits to employees, but they also come with legal and ethical obligations for employers. Under the Employee Retirement Income Security Act of 1974 (ERISA), those who oversee retirement plans—known as fiduciaries—are held to the highest standards of care and accountability. Understanding and properly execu
Stress Testing Beyond the Numbers: Preparing People, Not Just Balance Sheets
For years, stress testing has been viewed primarily as a financial exercise—a way for banks and credit unions to model adverse scenarios, measure capital adequacy, and satisfy regulatory expectations. But in today’s environment, effective stress testing is about more than the numbers. The institutions best prepared for disruption—whether e
Investing in Leaders: How Brady Martz Helps Financial Institutions Build Stronger Teams
Building Future Leaders in Financial Institutions In today’s financial landscape, leadership depth is more than a competitive advantage—it’s a foundation for stability and client confidence. Many institutions, however, struggle to balance day-to-day demands with long-term talent development. That’s where Brady Martz’s Professional Development & Ex
The Rise of FinTech Partnerships: Opportunity or Threat for Community Banks?
The financial services landscape continues to evolve at an unprecedented pace. FinTech companies—once viewed as disruptors to traditional banking—have now become potential collaborators, offering innovative technologies that promise to enhance customer experience, improve efficiency, and expand access to financial services. For community banks, these
SECURE 2.0: Key Provisions and Implementation Challenges
The SECURE 2.0 Act of 2022 introduced one of the most significant overhauls to retirement plan legislation in recent history. Designed to enhance retirement readiness and expand participation, the Act includes more than 90 provisions impacting employers, employees, and plan administrators. While many of these updates provide long-term benefits,