AI in Credit Reviews: Efficiency vs. Bias
Artificial intelligence (AI) continues to transform how financial institutions operate—from streamlining back-office workflows to enhancing fraud detection and customer service. One area seeing particularly rapid change is credit review and underwriting, where AI-powered models promise faster decisions, deeper data analysis, and more consistent risk
Year-End Retirement Plan Check: Are Your 2025 Limits Up to Date?
As 2025 comes to a close, now is the perfect time for employers and plan sponsors to ensure their retirement plans are fully aligned with this year’s IRS limits. Each year, the IRS announces cost-of-living adjustments that affect contribution limits, compensation caps, and benefit thresholds. Making sure your plan has implemented these updates correctly
Have You Defined What’s Next for Your Business?
Most business owners spend years focused on building their companies, yet very little time defining what comes next. Strategic ownership planning can be one of the most rewarding parts of running a business because it creates clarity and opens new possibilities for the future. Have you thought about what your ideal next chapter looks like?
The Importance of Fiduciary Responsibilities of a Plan Administrator
Retirement plans provide valuable benefits to employees, but they also come with legal and ethical obligations for employers. Under the Employee Retirement Income Security Act of 1974 (ERISA), those who oversee retirement plans—known as fiduciaries—are held to the highest standards of care and accountability. Understanding and properly execu
Stress Testing Beyond the Numbers: Preparing People, Not Just Balance Sheets
For years, stress testing has been viewed primarily as a financial exercise—a way for banks and credit unions to model adverse scenarios, measure capital adequacy, and satisfy regulatory expectations. But in today’s environment, effective stress testing is about more than the numbers. The institutions best prepared for disruption—whether e
Investing in Leaders: How Brady Martz Helps Financial Institutions Build Stronger Teams
Building Future Leaders in Financial Institutions In today’s financial landscape, leadership depth is more than a competitive advantage—it’s a foundation for stability and client confidence. Many institutions, however, struggle to balance day-to-day demands with long-term talent development. That’s where Brady Martz’s Professional Development & Ex
The Rise of FinTech Partnerships: Opportunity or Threat for Community Banks?
The financial services landscape continues to evolve at an unprecedented pace. FinTech companies—once viewed as disruptors to traditional banking—have now become potential collaborators, offering innovative technologies that promise to enhance customer experience, improve efficiency, and expand access to financial services. For community banks, these
SECURE 2.0: Key Provisions and Implementation Challenges
The SECURE 2.0 Act of 2022 introduced one of the most significant overhauls to retirement plan legislation in recent history. Designed to enhance retirement readiness and expand participation, the Act includes more than 90 provisions impacting employers, employees, and plan administrators. While many of these updates provide long-term benefits,
The Hidden Value of C-Corporations Purchasing Long-Term Care Insurance
When business owners consider the benefits their corporation can provide, health insurance, retirement plans, and performance bonuses usually top the list. But one of the most overlooked opportunities—particularly for C-Corporations—is the ability to fund long-term care (LTC) insurance for owners, employees, and even their spouses. This strategy not only en
Commercial Real Estate Market Forecast: Key Trends for Q4 2025
As 2025 enters its final quarter, the commercial real estate (CRE) market continues to balance opportunity and uncertainty. High interest rates, evolving tenant demands, and shifting capital markets have created a landscape where agility and foresight matter more than ever. For developers, investors, and construction firms, understanding where the market is hea